Getting a Thai Bank Account without a work permit

Getting a Thai Bank Account without a work permit

Bank Account in Pattaya without a work permit. If you are traveling to Pattaya or you are residing here for a period, it would be best to open a Thai Bank Account Pattaya.

Thai Banks have large withdrawal fees when using your credit cards and some ATMs may not accept them all the time.
Just imagine being out Saturday night and needing to withdraw some cash or think about seeing the perfect gift and no being able to use the ATM because it does not recognize your credit card. Opening a Bank Account in Pattaya it is tge best decision for you.

Getting a Thai Bank Account in Pattaya without a work permit in, as a foreigner, can be a real hassle as your experience will depend on which bank you choose, and most of the time even which agency you choose.

Thai Bank Agencies tend to be more independent meaning that some procedures can be carried out only at specific agencies. But when you decide to open a Bank Account in Pattaya do not hesitate to get in touch with us.

Finding an agency to open a Thai Bank Account in Pattaya can also be tricky because not all Bank employees speak English and not all forms and documents are available in English.

Should you need to open a Bank Account in Pattaya with a tourist visa, our company, J&E Concierge, offers assistance through all the steps of the process, shortening the time and trips necessary.

Our past clients that tried to open a Bank Account in Pattaya with tourist visa found it difficult opening the account because, even if they found English-speaking employees, they did not know the exact procedure for opening the account.

Complete the form to inquire about opening a Thai bank account

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Although you can find a ‘Thai Bank Account assistance’ page on some of the banks’ websites, they are not always updated and are more likely to confuse you even further. When you want to open Bank Account in Pattaya feel free to get in touch with us.

We are in contact with several large Thai banks and, therefore, can tell you since the beginning what the necessary documents are when you decide to Bank Account in Pattaya.

When choosing a bank in Pattaya you may need to consider the exchange rate between the currency in your home country and Thailand when it comes to international wire transfers.

You should also take into consideration the ATM network that a specific bank has all through Pattaya and Thailand.
Below you can find some examples of bank accounts that can be open in Thai banks.

-Savings account: The most common type of account for expats in Thailand.
Only a small deposit is required to open the account, which is linked to your debit card and/or credit card the bank provides a bank book (or passbook) on which transactions can be printed.
Debit cards and bank books can be used in most ATMs. Using the card at other banks’ ATMs may incur a small fee.
-Standard current account: Current accounts involve a checkbook.
A passport is needed.
A larger initial deposit is required. If you wish to open a business bank account you will be asked to present all the relevant paperwork of your company. We are here to help you open a Bank Account in Pattaya.

-Foreign currency deposit account: usually in USD
-Mutual/Fixed deposit accounts: there are all sorts of fixed deposit accounts (3 months, 6 months, 12 months…).
Different conditions and interest rates apply.
You may be thinking about the safety of banking in Thailand – and we do not blame you. Our team will be at your disposal when you descide to Bank Account in Pattaya.

If you withdraw money from an ATM, even late into the night, you are probably safer than in most of the places in the world.
It is not often that someone is robbed during ATM transactions.

That being said, online banking is not considered very safe, as the online banking programs do not close very quickly the connection between the site and the bank server, that’s why it is recommended to open a Bank Account in Pattaya.
Therefore, it is best to use online banking from the comfort of your home and not from the internet café.

Something that you may also find peculiar is that, when you withdraw money from the ATM, the ATM first releases the money and only afterward your credit card.

The first instinct is to walk away after receiving the money leaving the credit card still inside leaving the possibility, for a small amount of time, to the next person in line to use your credit card. Open a Bank Account in Pattaya and your money will be in safe.

However, Thai people are honest and this will most likely not happen.

There are quite a few advantages of having a Thai Bank Account in Pattaya.

You can withdraw cash from the bank’s ATM at no cost.
Should you need to withdraw money using a different bank’s ATM in the same area, the fees are low when compared with the fees when using foreign credit cards.

Please be advised that in a different geographical area the fees are slightly higher when withdrawing money from a different bank’s ATM.

Another advantage is the exchange rate when transferring currency from abroad. Still not convinced to Bank Account in Pattaya?

The exchange rate is better than when you would exchange that currency into Thai baht.

In some cases, you will have to deposit a predetermined sum of money when opening a Thai Bank Account in Pattaya.
Although you can withdraw it immediately, it is better to know right from the start what that sum will be to speed up the opening process.

If you are still not convinced about the need to open a Thai Bank Account in Pattaya, think about all the fees and commissions for withdrawals and transactions.

Money that can be spent buying a souvenir or enjoying a trip with your loved ones.

Avoid all the unnecessary trips to the agency in Pattaya to open a Thai Bank Account in Pattaya  by leaving the time-consuming procedures to J&E Concierge and its Thai Bank Account assistance employees.
This gives you more time to focus on your business or gives you more time to travel and visit the beautiful Pattaya and its surroundings.

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2019-11-26T15:06:00+07:00
Last updated on: 02.07.2020 – 5:57

10 Comments

  1. Justin August 7, 2019 at 7:14 am - Reply

    Hello, I have been in bangkok 4 days now i have asked almost 14 banks about opening a bank account with my non-o (marriage visa). All answer same “we can’t do without work permit” they don’t even want to listen that i have a marriage visa and i need to put 400k in a Thai bank! How can i do without an account?

    • J&E Concierge August 8, 2019 at 1:09 pm - Reply

      Hello there, we invite you to get in touch with us and we will provide you any information you need and we can also help you get your Thai business bank account.

  2. Victor May 29, 2019 at 10:14 am - Reply

    Anyone know which banks in Bangkok will open an account for foreigner without work permit and which documents are needed? Thanks in advice

    • J&E Concierge May 30, 2019 at 1:34 pm - Reply

      Hello there, we invite you to get in touch with us and we will provide you any information you need and we can also help you get your Thai business bank account.

  3. Brian January 22, 2019 at 1:53 pm - Reply

    Hello to everyone. I’m traveling to thailand for 3 months and taking most of my spending money in cash, leaving some money in my bank to use with my debit card to book hotels, flights, etc. Just wanted to know if its possible and easy to open a bank account in Thailand so I dont have to leave my cash in the hotels or carry it around with me while traveling, and if its possible wil they give me a visa or mastercard?

    • J&E Concierge January 23, 2019 at 6:33 pm - Reply

      Hello Brian, yes it is easy to open a bank account in Thailand. Please feel free to get in touch with us and we will help get one. Thank you

  4. Moorroo August 14, 2018 at 4:16 pm - Reply

    Hi guys, does anyone have any first hand experience of opening a Thai bank account in Bkk (any bank will do) without having a work permit or non immigrant B visa? Thanks

    • J&E Concierge August 15, 2018 at 11:12 am - Reply

      Hello there, we invite you to get in touch with us and we will provide you any information you need and we can also help you get your Thai business bank account.

  5. MynameisDan April 21, 2018 at 2:11 pm - Reply

    I’m a US citizen here in Bangkok on a 90 non-immigrant (tourist) Visa. I have just rented a condo and want to open a bank account to facilitate my monthly rental payments + True WiFi/TV/Mobile. Can please suggest me which is the best bank for me ? Thanks

    • J&E Concierge April 22, 2018 at 10:41 am - Reply

      Hello there, we invite you to get in touch with us and we will provide you any information you need and we can also help you get your Thai business bank account.

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